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CD & IRA Rates

FDIC’s Electronic Deposit Insurance Estimator – EDIE
Rates effective as of January 19, 2016

Certificates of Deposit

TermMinimum BalanceAPY*
31 Days$2,5000.10%1
91 Days$2,5000.25%1
6 Months$2,5000.50%1
1 Year$1,0000.60%2
15 Months$5,0000.75%2
2 Year$1,0000.80%2
4 Year$1,0001.30%2
5 Year (SPECIAL!)$5,0001.71%2
6 Year$1,0001.71%2


TermMinimum BalanceAPY*
18 Months$1000.60%

All of the above Certificates of Deposit are available in IRAs

1 -The annual percentage yield (APY) assumes that the initial deposit and interest is rolled over for a year’s time. A withdrawal will reduce earnings.

2 -The annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings.

A penalty may exist for early withdrawal of initial deposit on all Certificates of Deposit accounts and IRAs.

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