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CD & IRA Rates


Rates effective as of July 7, 2010
Certificates of Deposit
Term

Min. Balance

APY*
31 Days $2,500.00 0.35% *
91 Days $2,500.00 0.45% *
6 Month $2,500.00 0.75% *
1 Year $1,000.00 1.10% #
15 Month $5,000.00 1.25% #
2 Years $1,000.00 1.65% #
4 Years $1,000.00 2.10% #
6 Years $1,000.00 3.05% #
IRAs
Savings

Min. Balance

APY*
18 Months $100.00 1.10%
All the above certificates of deposit are available in IRAs.

* The annual percentage yield (APY) assumes that the initial deposit and interest is rolled over for a year's time. A withdrawal will reduce earnings.

# The annual percentage yield (APY) assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings.

A penalty may exist for early withdrawal of initial deposit on all certificates of deposit accounts and IRAs.



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