Community Reinvestment Act (CRA) Public File Information

At Great Midwest Bank, we strive to positively impact our local communities. We are committed to meeting the financial needs of these communities, including all low and moderate-income and minority areas within our footprint. Great Midwest Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). By providing this information online, Great Midwest Bank can keep it current with convenient access.

Public Information Available for Inspection

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

CRA Performance Evaluation

A copy of the bank’s most recent CRA Performance Evaluation (the full evaluation is contained in the three documents below).

Branch and ATM Information

A list of the bank’s branches, ATM’s, their street addresses, and geographies, including hours of operation.

List of Products, Services, and Fees

A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any.

Loan-to-Deposit Ratio

Assessment Areas

A map of each assessment area shows the boundaries of the area and identifies the geographies contained within the area.

HMDA Notice

Effective January 1, 2018, the Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data shows the geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

This data is available online at the Consumer Financial Protection Bureau’s website here beginning with calendar years 2017 forward. HMDA data for many other financial institutions are also available on this website.

Any Other Information the Bank Chooses

The bank has not received written comments from the current year or in either of the prior two calendar years as it relates specifically to the bank’s performance in helping to meet community credit needs. Additionally, the bank has not closed or opened any Branches or ATMs during the current year or in either of the two prior calendar years.

Need more assistance?  In person, you can visit our main Branch at 15900 W. Bluemound Rd., Brookfield, Wisconsin.  Or call our toll-free number at 888-485-4400.  In either case, be sure to ask for our CRA Officer.