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Classic Savings icon

Classic Savings

Get started on building your savings with our Classic Savings Account.

Premium Savings icon

Premium Savings

Earn more while you save more with our Premium Savings Account.

Premium Plus Savings icon

Premium Plus Savings

Start earning more on your savings and see what the plus is all about!

Platinum Savings icon

Platinum Savings

Convenient access and a competitive interest rate for your higher balances.

Platinum Plus Statement Savings icon

Platinum Plus Statement Savings

Platinum Plus is perfect for the big saver looking to maximize earnings.

Savings Account Rates

Calculate the insurance coverage of all types of deposit accounts with FDIC’s Electronic Deposit Insurance Estimator (EDIE) including:

• Checking Accounts
• Savings Accounts
• Money Market Deposit Accounts (MMDAs)
• Certificates of Deposit (CDs)

Rates subject to change at any time.

*Annual Percentage Yield

Savings ProductsMinimum BalanceAPY*
Platinum Plus Statement Savings$0.00 to $49,9990.10%
$50,000 to $99,9990.80%
$100,000 and above1.50%
Platinum Savings$0.00 to $49,9990.10%
$50,000 and above0.80%
Premium Plus Savings$0.00 to $24,9990.10%
$25,000 and above0.60%
Premium Savings$0.00 to $9,9990.10%
$10,000 and above0.25%
Classic Savings$2000.10%
Classic Savings icon
young boy laughing and clutching his piggy bank

Classic Savings Account

Your Classic Savings Account requires an opening balance of $200.* 

ATM transactions** are free if you maintain an account balance of $250 or more during the entire month. 

Your Classic Savings Account will earn interest on the daily balance, at the current rate.*** 

*If the minimum daily balance falls below $200, a monthly maintenance fee of $2.00 will be charged. This maintenance fee does not apply to customers under age 18. Fees imposed could reduce the earnings on accounts.

**Additional surcharge fees assessed by the ATM owner may apply. If you prefer not to keep the $250 minimum balance your ATM fees will be $ .30 per each withdrawal or attempted withdrawal during the month from Automated Teller Machines not owned by Great Midwest Bank.

***Interest rates are subject to change daily. Interest will be credited and compounded quarterly

Premium Savings icon
Two women sitting a table reviewing paperwork

Premium Savings Account*

Open your Premium Savings Account with $10,000. Your Premium Savings Account will earn interest on the daily balance at the current rate, subject to change daily and credited quarterly. If the balance falls below $10,000, the interest rate reverts to the Classic Savings rate until the balance again reaches $10,000.

*If the minimum daily balance falls below $200, a monthly maintenance fee of $2.00 will be charged. Fees imposed could reduce the earnings on accounts.

Premium Plus Savings icon
happy mommy lifting up smiling child

Premium Plus Savings Account*

Open your Premium Plus Savings Account with $25,000. Your Premium Plus Savings Account will earn interest on the daily balance at the current rate, subject to change daily and credited quarterly. If the balance falls below $25,000, the interest rate reverts to the Classic Savings rate until the balance again reaches $25,000.

*If the minimum daily balance falls below $200, a monthly maintenance fee of $2.00 will be charged. Fees imposed could reduce the earnings on accounts.

Platinum Savings icon
woman signing bank deposit slip

Platinum Savings Account*

Open your Platinum Savings Account with $50,000. Your Platinum Savings Account will earn interest on the daily balance at the current rate, subject to change daily and credited quarterly. If the balance falls below $50,000, the interest rate reverts to the Classic Savings rate until the balance again reaches $50,000.

*If the minimum daily balance falls below $200, a monthly maintenance fee of $2.00 will be charged. Fees imposed could reduce the earnings on accounts.

Platinum Plus Statement Savings icon
older man looking at his iPad with wife in the background

Platinum Plus Statement Savings Account*

Open your Platinum Plus Statement Savings Account with $50,000. Your Platinum Plus Statement Savings Account will earn interest on the daily balance at the current rate, subject to change daily and credited quarterly. If the balance falls below $50,000, the interest rate reverts to the Classic Savings rate until such a time as the balance again reaches $50,000.

*If the minimum daily balance falls below $200, a monthly maintenance fee of $2.00 will be charged. Fees imposed could reduce the earnings on accounts.