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Choose from a variety of checking accounts designed for your unique needs.

Simply Checking icon

Simply Checking

A simple account for anyone! Open your Simply Checking account with an initial deposit of $50.

Direct Interest Checking icon

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment! Open your Direct Interest Checking account with $50.

50 Plus Interest Checking icon

50 Plus Interest Checking

A perfect account for customers 50 and better! Open your 50 Plus Interest Checking account with an initial deposit of $50 and earn interest.

Elite Interest Checking icon

Elite Interest Checking

An account for those interested in higher interest! Open your Elite Interest Checking account with an initial deposit of $50 and earn interest.

Checking Account Rates

Rates effective as of October 11, 2024.
Rates subject to change at any time.

*Annual Percentage Yield

Checking ProductsMinimum BalanceAPY*
Direct Interest Checking$00.05%
50 Plus Interest Checking$00.05%
Elite Interest Checking$0 to $1,4990.05%
$1,500 and above0.15%
Simply Checking icon
closeup of hand holding a pen, signing a check

Simply Checking

With a Simply Checking account you don’t need to keep a minimum balance and you won’t be charged a monthly service charge.

Special features include:

  • No minimum balance
  • No monthly service charge
Direct Interest Checking icon

Direct Interest Checking

Earn interest with the convenience of a direct deposit or any automatic payment!

  • Free 1st box of specialty checks
  • No minimum balance
  • No monthly service charge
woman sliding a deposit slip to bank teller
50 Plus Interest Checking icon
Young woman filling out a deposit slip on a tall table with lettering that reads "Great Midwest Bank."

50 Plus Interest Checking

A perfect account for customers 50 and better.

  • Free specialty checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
Elite Interest Checking icon

Elite Interest Checking

Open your Elite Interest Checking account with $50 to earn the current Elite Interest account interest rate for each day your balance is $1,500 or more.

  • Free specialty checks
  • Higher interest rate with a minimum daily balance of $1,500 or more (see rate sheet)
  • Competitive interest if minimum balance falls below $1,500 (see rate sheet)
  • Only $6 monthly charge if minimum daily balance falls below $1,500.

 

hand putting deposit slip into drive-thru drop