Checking Accounts to Fit Your Needs
Choose from a variety of checking accounts designed for your unique needs.
Simply Checking
A simple account for anyone! Open your Simply Checking account with an initial deposit of $50.
Direct Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment! Open your Direct Interest Checking account with $50.
50 Plus Interest Checking
A perfect account for customers 50 and better! Open your 50 Plus Interest Checking account with an initial deposit of $50 and earn interest.
Elite Interest Checking
An account for those interested in higher interest! Open your Elite Interest Checking account with an initial deposit of $50 and earn interest.
Checking Account Rates
Rates effective as of October 11, 2024.
Rates subject to change at any time.
*Annual Percentage Yield
Checking Products | Minimum Balance | APY* |
---|---|---|
Direct Interest Checking | $0 | 0.05% |
50 Plus Interest Checking | $0 | 0.05% |
Elite Interest Checking | $0 to $1,499 | 0.05% |
$1,500 and above | 0.15% |
Simply Checking
With a Simply Checking account you don’t need to keep a minimum balance and you won’t be charged a monthly service charge.
Special features include:
- No minimum balance
- No monthly service charge
Direct Interest Checking
Earn interest with the convenience of a direct deposit or any automatic payment!
- Free 1st box of specialty checks
- No minimum balance
- No monthly service charge
50 Plus Interest Checking
A perfect account for customers 50 and better.
- Free specialty checks
- Competitive interest
- No minimum balance
- No monthly service charge
Elite Interest Checking
Open your Elite Interest Checking account with $50 to earn the current Elite Interest account interest rate for each day your balance is $1,500 or more.
- Free specialty checks
- Higher interest rate with a minimum daily balance of $1,500 or more (see rate sheet)
- Competitive interest if minimum balance falls below $1,500 (see rate sheet)
- Only $6 monthly charge if minimum daily balance falls below $1,500.